How can I determine if I am qualified to apply for a home loan?

Last Updated Nov 21, 2023

Here are some of the initial qualifications for applying for a Home Loan:

  1. Age: At least 21 years old, but not more than 65 years old upon loan maturity.

  2. Income: Earning a combined monthly income of at least P50,000.

  3. Employment: Has been continuously employed for at least 2 years.

  4. Self-employed: Must be operating a legitimate and profitable business for the last 2 to 3 years.

You can check the basic document requirements for applying for a Home Loan here.

Get free assistance on your home loan application with our highly experienced financial experts. Get Free Pre-Assessment here.

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